Beekeeping Insurance Program Overview

Beekeeping Insurance

Full Commercial General Liability Including Products Coverage for Beekeeping Related Exposures

Broad Coverage and High Limits

  • The policy provides up to $1,000,000 per claim, with a $2,000,000 aggregate limit per insured for third party injury or property damage liability coverage.
  • Deductible: $250 per claim, including loss adjustment expense and defense costs.
  • Coverage is provided for anyone who works exclusively for the named insured. Anyone who is considered a subcontractor needs to have their own insurance.
  • Each policy will be issued on a 12-month basis from your effective date chosen.

Low Premium

Starting at $450 per year

Carrier Information

National Insurance Carrier

Rated “A” (Excellent) by A.M. Best

Frequently Asked Questions

Doesn’t my homeowner’s insurance cover beekeeping?

Homeowner’s insurance companies are rarely comfortable covering beekeeping activities. While they might cover a sting or a swarm, they are likely to drop your coverage the first time this happens. It’s always a good idea to check with your homeowner’s insurance for specifics. Additionally, your homeowner’s policy has much lower limits and doesn’t cover product liability.

Why do I need insurance to sell my products?

Many markets and craft fairs will require you to have a certificate of liability if you want to be involved. This protects them against most liabilities at your booth. BeeInsure will cover not only their requirements but also covered liability associated with your product.

Why do I need beekeeping insurance?

No matter how safe or careful you are, there are risks associated with beekeeping, even in your own backyard. There’s potential liability associated with injury to others such as from allergic reactions to stings. Also, if you sell or give your honey or products to others, beekeepers insurance protects you against covered liabilities associated with those products.

How is your insurance program different from others?

Some programs tout that they allow you to take advantage of the USDA’s Apiculture Insurance program. While the program is useful, it only covers your honey production if there’s a decline in precipitation or forage growth. They don’t cover you for any of the bigger risks associated with beekeeping such as physical injury to others or liabilities caused from the products you make with your byproducts.

Does BeeKeepers Insurance with BeeInsure offer coverage for swarm removals?

Yes, our program offers coverage that includes swarm removals. Our policies are tailored to address a wide range of risks associated with beekeeping activities, ensuring liability coverage for our clients.

Is there coverage for honey extracting activities under this policy?

Yes, BeeInsure provides coverage for honey extracting activities. Our policies are specifically designed to address the liability risks associated with various aspects of beekeeping, including honey extraction.

How do I request a quote for insurance coverage with BeeInsure?

Obtaining a quote for insurance coverage from BeeInsure is quick and convenient. Simply fill out a brief application directly on our website by selecting the ‘Application’ tab at the top of the homepage or reach out to one of our knowledgeable representatives at 801-610-2779 or office@beeinsure.com. We’re here to assist you every step of the way and ensure that you receive a customized quote tailored to meet your specific needs.

Who is eligible to apply for BeeKeeper Insurance from BeeInsure?

BeeInsure extends its coverage to a wide range of individuals and businesses within the beekeeping industry. Hobbyist beekeepers, commercial apiaries, and various honey-related enterprises engaged in honey processing, flower pollination, and bee reproduction are all eligible to apply for insurance with us. Additionally, we provide coverage for professionals involved in swarm removals and those selling honey at farmers ‘markets and stores. If you operate within any of these realms, BeeInsure is here to cater to your insurance needs.

About Us

As a premier insurance provider, we are dedicated to providing an insurance program to protect you and bring you peace of mind operating your business.

Office Location

Beekeepers Insurance Program
Citadel Insurance Services, LC
2600 W Executive Pkwy, Suite 500
Lehi, UT 84043
Email: office@beeinsure.com
For any questions regarding the Beekeepers Insurance Program, please call:
Ph: 801.610.2779